New Page 1

<body background="_themes/corporat/corbkgnd.gif" bgcolor="#FFFFFF" text="#000000" link="#993300" vlink="#666666" alink="#336699"><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td><font face="arial,helvetica"> <p><img src="images/logo.gif" alt="[Company Logo Image]" border="0" width=120 height=24> </p> <p> </p> <p> <img src="_derived/index.htm_cmp_corporat000_bnr.gif" width="600" height="60" border="0" alt="Home"> <br> </p> <p> </p> </font></td></tr></table><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top" width="1%"><font face="arial,helvetica"> <p><img src="images/undercon.gif" alt="[Under Construction]" border="0" width=40 height=38></p> <p> </p> </font></td><td valign="top" width="24"></td><td valign="top"><font face="arial,helvetica"> <p>This page uses frames, but your browser doesn't support them.</font></td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td><font face="arial,helvetica"> <p> </p> <p></p> <h5><font face="Century Gothic,Arial,Helvetica"> Send mail to <a href="mailto: "> </a> with questions or comments about this web site.<br> Copyright © 2004 Mortgage Strategists, Inc<br> Last modified: June 08, 2004 </font></h5> </font></td></tr></table></body>